Inventory / Used / Rio

2020 Kia Rio S

VIN 3KPA25AD3LE309826Stock U8182AClear WhiteFWD
$15,794
Includes $799 dealer processing fee
Available nowUsed | 36,483 mi
3 offers eligible
Not shown as a firm offer because what the savings figure is measured from is not stated. Ask us to confirm exact terms before relying on it.
View this vehicle on charlieobaugh.com
Pricing details and disclosure
Advertised price$15,794

This offer applies to Stock #U8182A, VIN 3KPA25AD3LE309826. Advertised price: $15,794. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. One vehicle at this price, subject to prior sale. See the dealership for complete details.

Features and factory options

per VIN
Apple CarPlayAndroid Auto
Factory options (2)
Carpeted Floor Mats$135
Cargo Net - 5 Door$50
Options total$185

Your payment on this vehicle

3 estimates computed for this VIN
Finance
$387/mo
48 months at 5.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$387/mo
Term48 months
APR5.99%
Cash down$0
Advertised price$15,794
Dealer documentation fee$799
Price including doc fee$15,794
Amount financed$16,473
Per $1,000 financed$23.48
Total of payments$18,566
Expires2026-10-31

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $387 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $18,566. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$322/mo
60 months at 6.49% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$322/mo
Term60 months
APR6.49%
Cash down$0
Advertised price$15,794
Dealer documentation fee$799
Price including doc fee$15,794
Amount financed$16,473
Per $1,000 financed$19.56
Total of payments$19,334
Expires2026-10-31

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $322 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $19,334. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$281/mo
72 months at 6.99% APR, $0 down
our estimate
Estimated payment on approved credit. Not an offer to lend.
Payment details and disclosure
Monthly payment$281/mo
Term72 months
APR6.99%
Cash down$0
Advertised price$15,794
Dealer documentation fee$799
Price including doc fee$15,794
Amount financed$16,473
Per $1,000 financed$17.04
Total of payments$20,216
Expires2026-10-31

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $281 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $20,216. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

These are our own figures for this exact VIN, not manufacturer advertising, and each is an estimate. Computed at the dealership's location, ZIP 24401, so a payment can be quoted before we know yours; tell us your ZIP in chat and every figure here recomputes. Payments are computed on a price that includes the $799 dealer documentation fee. Manufacturer programs matched to this vehicle are listed separately under Current offers.

Current offers

3 programs | 0 shown as a firm offer
Finance
$387/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $387 per month for 48 months at 5.99% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $23.48 per $1,000 financed. Total of payments $18,566. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$322/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $322 per month for 60 months at 6.49% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $19.56 per $1,000 financed. Total of payments $19,334. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Finance
$281/monot a firm offer
Estimated payment on approved credit. Not an offer to lend.
ends 2026-10-31
Estimated payment on approved credit. Not an offer to lend.
Offer details and disclosure

Estimated finance payment for stock #U8182A, VIN 3KPA25AD3LE309826. $281 per month for 72 months at 6.99% APR, $0 cash down. Advertised price $15,794, which includes the $799 dealer processing fee. Amount financed $16,473, including $679 estimated sales tax at 4.3%. That is $17.04 per $1,000 financed. Total of payments $20,216. Offer expires 2026-10-31. Estimated for ZIP 24401. Tax, title, license and registration additional unless stated. On approved credit; not all buyers will qualify. See dealer for complete details.

Every figure above is restated with its terms in that offer's disclosure. Offers that do not state every term required to advertise them are marked and are not presented as firm offers. Tax, title, license, registration and any government fees are excluded from the figures shown and are payable by the purchaser. Virginia rates apply. The advertised price includes a $799 dealer processing fee. Tax, title and tags are not included in vehicle prices shown and must be paid by the purchaser. Not all buyers or lessees will qualify. Subject to credit approval and lender program eligibility. Payments shown are estimates for illustration only. They are not an offer of credit, a credit decision, or a guarantee of terms. See the dealership for complete details.

Specifications

factory + VIN-decoded
Engine
1.6L 4-Cylinder
Transmission
CVT
Drivetrain
FWD
Body
4D Hatchback
Exterior
Clear White
Interior
Black
Fuel
Gasoline
MPG
33 city / 41 hwy
Condition
Used
Mileage
36,483 mi
Stock #
U8182A

Decoded from the VIN: class PASSENGER CAR | body Hatchback/Liftback/Notchback | make Kia | engine 1.6L. Every VIN is decoded, so specs are verified, not copied from the listing.

Factory window sticker

Monroney | per VIN
Line itemMSRP
Base MSRP, 2020 Kia Rio S$16,790
Carpeted Floor Mats$135
Cargo Net - 5 Door$50
Destination charge$965
Total MSRPNone

Open factory window sticker (PDF) Full OEM Monroney fetched live by VIN. If the manufacturer publishes no sticker for this VIN, the link returns a not-available response rather than a document.

The dealership

AutoDealer

Charlie Obaugh Auto Group

Address410 Lee Jackson Highway, Staunton, VA 24401
Phone(540) 324-4446
DeptsSales | Service | Parts | Finance
RegionStaunton, VA
Identity, address, and geo from the dealership verified store record.
Built for AI

Every fact on this page is machine-readable

This page carries schema.org Car, Offer, OfferCatalog, and AutoDealer structured data, plus the same vehicle as clean JSON and Markdown, and a live MCP tool endpoint an AI agent can query.

GET /v/3KPA25AD3LE309826.jsonGET /v/3KPA25AD3LE309826.mdschema.org Car + Offer + OfferCatalogMCP get_vehicle | search_inventory

Prices checked against inventory data from .